The Special Retiree's Resident Visa -- 2026 Edition
expats 24-01-2026
Table of Contents
- Introduction
- What The SRRV Allows You To Do
- SRRV Types
- Basic Eligibility
- Required Documents
- Government Fees
- Process & Timelines
- Thinking of Moving to the Philippines? Get Reliable Guidance
Introduction
The Philippines is an excellent place for foreign nationals looking forward to retirement. The country is a value-for-money destination boasting of lot of beautiful places with low-cost living and the warm hospitality of its people.
The SRRV is a long-term residency visa issued by the Philippine Retirement Authority (PRA). Despite the name, it’s not strictly limited to “retirees” in the traditional sense—many holders are under 50 and still actively managing businesses or investments abroad.
It’s one of the most stable and straightforward ways for foreigners to live in the Philippines long term.
This blog post is focused on US citizens documentation requirements, but I try to call out what would commonly be needed for citizens of other countries. It’s difficult to cover every possible scenario in a short blog post.
All details in this blog post are subject to change without notice by the Filipino government.
What The SRRV Allows You To Do
With an SRRV, you can:
- Multiple entry and indefinite stays
- Live in the Philippines indefinitely
- Enter and exit the country without reapplying for visas
- Avoid tourist visa extensions and exit clearances
- Open local bank accounts more easily
- Lease property long-term (and purchase condos where legal)
- Bring dependents (spouse and children, depending on the SRRV type)
- Have discounts and privileges from PRA-accredited Merchant and Partners
- subscribe to the PRA Newsletter
- Assistance in transaction with other government agencies
- PhilHealth Insurance special rate
Exemption from:
- Bureau of Immigration’s Annual Reporting and the Alien Certificate of Registration (ACR) Identity Card
- Bureau of Immigration Exit/Re-entry Permits
- Customs duties and taxes for one-time importation of household goods and personal effects up to USD 7,000.00
- Tax on pensions and annuities
- Travel Tax
- Separate work/student visa or permits
You are not authorized to work for a Philippine employer unless you also obtain a work permit, but passive income, pensions, and foreign business activity are generally fine.
See the Philippine Retirement Authority website for more information.
SRRV Types
Each type has different age, personal background, and financial requirements
The following SRRV types are available:
SRRV Smile – For active/healthy retirees who opt to maintain their SRR Visa deposit of US$20,000.00 in any of the PRA-accredited banks.
SRRV Classic – For active/healthy retirees, who opt to use their SRR Visa deposit into active investment such as the purchase of condominium unit* or long term lease of house & lot. The SRR Visa deposit is as follows:
- 50 years old & above: US$ 10,000.00 (with a pension)**
- 50 years old & above: US$ 20,000.00 (without pension)
- 35 to 49 years old: US$ 50,000.00
*The value of the property must at least be US$50,000.00
**Required pension of at least US$ 800 for single / US$1,000 for couple
SRRV Human Touch – For ailing retirees, 35 years old & above, who need/require medical/clinical care. A monthly pension of at least US$1,500.00, a health insurance policy accepted in the Philippines, and an SRR Visa deposit of US$10,000.00 are required.
SRRV Courtesy – For former Filipinos, 35 years old & above. For foreign nationals, 50 years old & above, who are retired officers of International Organizations recognized by the Department of Foreign Affairs (DFA). An SRR Visa deposit of US$1,500.00 is required.
SRRV Expanded Courtesy – For foreign nationals, 50 years old & above, who are retired Armed Force officers of foreign countries with existing military ties and/or agreement with the Philippine Government. A monthly pension of at least US$1,000.00 and an SRR Visa deposit of US$1,500.00 are required. The SRR Visa deposit includes the principal applicant and 2 dependents. Additional dependent, entails additional SRR Visa deposit of US$15,000 each (except for former Filipinos). CHILDREN must be legitimate or legally adopted by the Principal Retiree, unmarried and below 21 years old upon joining the program.
Basic Eligibility
Requirements vary by SRRV category, but generally include:
- Minimum age (often 35 or 50, depending on option)
- Clean criminal record
- Medical clearance
- Deposit or investment placed with a PRA-accredited Philippine bank
- Principal applicant must be a foreign national (not classified as restricted) or former Filipino citizen.
- Dependent spouse must be legally married to the principal applicant.
- Dependent children must be legitimate or legally adopted by the Principal Retiree, unmarried, and below 21 years.
Required Documents
Principal Applicant
You will need to collect the following documents in most cases:
- Passport (with valid tourist visa).
- Tourist visa (without restrictions) must be valid for at least one month while processing the SRRV.
- If the application process takes longer than one month, you will need to extend the visa. In many cases, this can be done online, but may require visitnig the BI office.
- Birth certificate (original)
- Marriage certificate (if applicable, original)
- Completed SRRV application form from PRA.
- Medical certificate
- Police certificate / background check from country of origin
- For americans, this is probably an FBI records check. You can order this online and then have the Filipino consulate to have it apostilled.
- Bureau of Immigration Clearance Certificate (BICC)
- National Bureau of Investigation (NBI) Clearance (if you’ve been in the Philippines for more than 90 days).
- 8 2x2 passport photos (recent).
- Bank Certificate / Proof of Inward Remittance showing you have deposited the required funds at one of the approved banks.
- Personal financial records (bank statements, pension documentation).
- Applications with unique circumstances may require additional documentation.
- Spouse documentation
- Dependent children documentation
All documents issued outside the Philippines must be translated into English (if not already in English), and either Apostilled by the appropriate government authority or authenticated by the Philippine Embassy or Consular Office.
Additional documentation
Pensioner:
- Proof of Lifetime Pension ($800USD/month for single applicants; $1000USD/month for applicants with dependents).
Former Filipinos:
- Old Philippine Passport; or
- Birth certificate issued bbby Philippine Statics Authority
Retired military Officers / Diplomats from International Organizations
- Proof of QUalification under SRRV Coutesy Foreign Nationals (e.g. Proof of Military Service, Ccertificate of Employment fromm International Organizations recognized by DFA or other documents to be determined by PRA).
Supplementary Requirements:
- Birth certificate
- National ID
- Social Insurance Record or Retirement Certificate
Spouse Documentation
- Original Passport with a valid Tourist Visa
- Accomplished PRA Application Form
- Original PRA Medical Certificate (issued within 6 months prior to submission)
- Original Police Clearance (and NBI Clearance, if necessary) for Spouse, and for children who are 18 years old and above
- Bureau of Immigration Clearance Certificate (BICC)
- Apostilled/Authenticated Proof of Relationship (e.g. Marriage Certificate for the Spouse and Birth Certificate for the child)
- Photos (8pcs, 2x2 inch)
- Application Fee of USD 300.00 for each joining dependent
Spouse and Children can be included as dependents on the initial application or added after the Principal applicant has an approved SRRVisa.
Dependent Children Documentation
same as the spousal documentation requirements. See last section.
Spouse and Children can be included as dependents on the initial application or added after the Principal applicant has an approved SRRVisa.
Government Fees
| Fee Description | Amount |
|---|---|
| PRA Processing Fee | $1500 (for principal applicant + spouse) + ($300USD for each joining dependent) |
| PRA Annual Fee | $360 (for principal applicant + two dependents) + $100USD (each additional dependent) |
| Visa Deposit | Classic: US$10,000USD (50+ with qualifying pension), US$20,000USD (50+ without pension), US$50,000USD (35–49). Smile: US$20,000USD. Human Touch: $10,000USD. Courtesy: $1,500USD. Expanded Courtesy: $1,500USD (principal applicant + two dependents) + $15,000USD (each additional non-filipino dependent) |
This information is based on published fee schedules on government websites. These fees may be updated without notice.
Process & Timelines
- Choose the type of SRRV visa you wish to apply for. We can assist with walking you through that, if needed.
- Gather documentation (typically 1-2 months)
- Ensure all documents are complete, translated to English (if needed), and certified as needed.
- (2 weeks - 1 month) Submit the application.
- (1 week) PRA interview.
- (1 - 2 months) PRA sends approval to Bureau of Immigration (BI)
- BI issues your SRRV visa.
- Receive your SRRV ID card.
- Separate processes:
- To open a bank account in the Philippines (makes daily life easier)
- Setup local apps for online shopping, payments, taxis, etc.
Thinking of Moving to the Philippines? Get Reliable Guidance
Online communities are helpful for general questions. For anything important, you still need accurate, professional, and updated information. E636 Expat Services helps foreigners with:
- Residency and long term visas
- Bank account opening
- Health insurance guidance
- Real estate assistance
- Business setup
- Retirement planning
- A smooth and secure transition into life in the Philippines
If you want to move with confidence instead of relying on random comments online, we can guide you every step of the way.
Book a consultation with E636 and start your journey the right way.
Photo by Harli Marten on Unsplash